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Mortgage Refinancing Calculator

Would refinancing your mortgage help you?
Find out with this handy online refinancing calculator!

Would refinancing my mortgage help me? Would refinancing lower my monthly payment? Would I save money in the long-term by refinancing at a lower interest rate?

These are questions that many homeowners ponder often. Refinancing can be beneficial
for a lot of people in today's lending market, but will it help you? Enter your information into the handy refinancing calculator below and find out!

Mortgage Refinancing Calculator
This JavaScript calculator will help you to decide whether or not you
 should refinance your current mortgage at a lower interest rate.
 Not only will this calculator calculate the monthly payment and net interest
 savings, but it will also calculate how many months it will take to break
 even on the closing costs.
Enter the principal balance of your mortgage:
(call your mortgage lender and ask for the
 current payoff amount)
Enter the amount of your monthly mortgage payment:
(principal and interest portion only)
Enter the your mortgage's current interest rate:
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs that will be required for refinancing:
This is how much your monthly payment will be if you refinance:
Monthly Savings:
Number of months to break even on closing costs:
This is how much interest you will pay under your current
monthly payment plan:
This is how much interest you will pay under your refinanced
 monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):
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Additional Resources:

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