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Choosing A Great Credit Card Processor

How to choose the best credit card processor for your business

I'm sure you've heard the phrase: "If you don't accept credit card payments you're losing 80% of your potential sales."

Well, I wouldn't go that far but it is true... If you plan to do any kind of business online you need a reliable credit card processor that also handles online checks.

So what do we look for?

Here are the 3 best things to keep in mind when choosing a credit card processing service for your website:

  1. How many products will they let you sell?

    Does your prospective service let you set up just one product or several? This is something you should find out before you layout the money. You don't want to be trapped having to pay again and again to add additional products to your line.
  2. How fast do they pay you?

    How long will it take for them to deposit your money in your bank account or send you a check? Is it every week or two? A month or longer? Ideally you want a service that will let you wire your money directly to your account or at least pay you quickly.
  3. What's the minimum amount required for a check?

    How much do you have to get in sales before they release payment to you? Some places are higher then others. Make sure this number is low to start out, it's hard to reinvest your profits if you have to wait till your sales catch up.
The answers to these questions can help you decide which is the best credit card processing service for your home business.

About the Author:

John Stafford is the owner of Research Your Home Business: Cutting edge ideas, resources and strategies for your home based business online.

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