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Moving On After Bankruptcy

Posted on June 15, 2012

Financial difficulties that lead to filing for bankruptcy are always disheartening. The feeling of financial ruin and the concerns about the next step in managing personal finances will occur.

While it might seem like bankruptcy is the end of good personal finances, it is actually a second chance that allows a clean slate to get the situation under control.

Here are some powerful steps that can help you recover financially as quickly as possible after your bankruptcy has been finalized:

Determine the Cause of Bankruptcy

Going bankrupt usually has a specific cause and it is vital to identify the reason to avoid financial difficulties in the future. Common reasons that might cause the situation include over-spending on credit cards, impossible budget planning, costly emergencies or forgetting to pay the bills on time. [Read more…]

Keeping Chickens: 3 Steps to Farm Fresh Eggs Without the Farm

Posted on June 15, 2012

The growing questions of where our food comes from and how it is prepared are ignored by some and acknowledged by others. Whether it’s pesticides in crops such as corn and soybean or growth hormones in cows, pigs or chickens, we should be aware that there is a certain level of risk purchasing (and consuming) food of unknown origin.

Obviously not everyone can become a farmer, but just about anyone can do one thing to lower the risk of consuming potentially hazardous food: keep your own chickens.

1 – Check with the Government

City ordinances control the zoning of residential areas. Some ordinances are strict about backyard chicken coops while others are somewhat relaxed. Most smart city governments realize that citizen involvement in food production is beneficial to the local community and environment.

Chickens not only provide sustainable food sources, but they also act as a natural pest control because of the bugs they eat on a regular basis. Before you find your chicks and build a coop, though, make sure that you are proceeding in a lawful manner. [Read more…]

The 5 Cheapest Places to Retire

Posted on June 15, 2012

Retirement is your time to enjoy the fruits of your years of labor. Many people dream of living on the beach in Florida or traveling the country from coast to coast during their retirement years.

The reality of retirement may not support the idea of becoming a beach bum for your remaining years, though. Even a healthy retirement fund can be strained if you live in a place with a high cost of living while you are not earning money at a regular job anymore.

Here are five nice places in the United States where you can retire in comfort without burning through your savings too quickly: [Read more…]

Stress Relief for Women: Tips and Tricks

Posted on June 15, 2012

Lets face it, life is stressful. No matter what you do for a living and what/who you’re responsible for, every woman gets stressed out from time to time.

Fortunately, there are many things to do and places to go to relieve some stress. If you’re in a stressful situation, though, it’s sometimes difficult to come up with non-stressful things to do.

So, here are some tips to help you on your search for stress relief!

  • Schedule some guilty pleasure time. Whether your guilty pleasure is watching crappy reality TV, reading a novel, trying on outfits in your closet, getting a massage or a mani/pedi, eating a brownie while watching a chick flick, or anything else that’s not harmful, fit at least an hour or two of it into your weekend or evening. Whatever it is, it’ll help you relax for a bit. [Read more…]

5 Things You Need to Know to Effectively Soundproof a Room

Posted on June 15, 2012

Soundproofing isn’t something most homeowners think of on a regular basis. Even business owners don’t generally have to consider soundproofing a room if they are in a quieter office environment.

You never know what can happen, though. A new, noisy neighbor can pop up at any time. The kids may develop an obsession with loud musical instruments. An airport may change it’s flight path. If this happens, you may need to soundproof one or more of the rooms in your home.

Here are five things you should know as you prepare to soundproof parts of your home: [Read more…]

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