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A Guide to Filing a Car Insurance Claim

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Car accidents are common on the roads, and they cause severe injuries and fatalities. No matter how careful you are, you might still end up being a victim of a car accident because of someone’s negligence.

When this happens, you may have a right to file a claim with their insurance company. The right type of insurance policy can protect the at-fault party, the other driver, passenger, or pedestrians from financial ruin and other negative impacts of the accident. Whatever kind of damage you are dealing with, you can file a claim for a car accident and get compensation.

However, dealing with insurance companies is never easy. To increase your chances of a successful claim, you may need to consult a car accident attorney from your state for the right legal advice and help you with the insurance claim.  [Read more…]

Accident Laws to Know in Ontario

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After an accident, mistakes can happen. Pulses are racing and anxiety levels rise. Often, tempers are flaring as well. It’s natural.

Collisions in Ontario are thankfully rare. So are other accidents severe enough to require hospitalization. It’s not like we get out of bed in the morning planning to get injured.

For insurance adjusters, it’s just another day at the office. When you’re at your worst, they’re at their best. Which means it’s easy to do something that will affect your legal claim down the line.

So what are the Ontario accident laws you need to know? [Read more…]

The Four Financial Commitments You Simply Can’t Afford to Rush Into

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Let’s be honest: money is tight for most of us, regardless of how much we’re currently pulling in. As a result, we should strive to make the most of each and every penny versus rushing into any major financial commitments.

Unfortunately, some of the biggest budget blunders happen when people don’t do their homework and try to make crucial decisions as quickly as possible.

While you don’t’ necessarily need to be paralyzed by fear when it comes to your finances, you should take special care when it comes to the following major lifestyle milestones and how they might impact your savings account.

Buying a Car

For many, purchasing a vehicle represents the first major investment that they’ve ever made. However, there’s much more to buying a new car than a shiny paint-job. Among the many mistakes first time car buyers make are failing to shop around or going for the first model that caught their eye.

Between getting crucial details on used cars to failing to actually test drive their dream vehicle, make sure to spend some time mulling over your decision to invest in a new ride. After all, deals will come and go: don’t let yourself get stuck with a clunker because you lacked patience.  [Read more…]

Two Essentials of Smart Motorcycle Maintenance

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When it comes to motorcycle ownership, you should know that keeping a bike in safe working order is a lot more maintenance-intensive than car ownership is. Beginning riders don’t always think about the little things that can lead to disaster.

Lots of things can go wrong with your car that are not usually catastrophic, but when you’re on two wheels, a small thing can suddenly become a big deal.

First Look: The Tires

When I’m looking over my bike my first concern is the tires. For lifetime car owners, having at least one flat tire is not an unusual event. Most people will probably tell you that they have had a tire blow while driving and if it’s a back tire it often is not a big deal. Even a front tire in a car can be no big deal, save for a few harrowing moments. Not so on a bike. [Read more…]