Financial difficulties that lead to filing for bankruptcy are always disheartening. The feeling of financial ruin and the concerns about the next step in managing personal finances will occur.

While it might seem like bankruptcy is the end of good personal finances, it is actually a second chance that allows a clean slate to get the situation under control.

Here are some powerful steps that can help you recover financially as quickly as possible after your bankruptcy has been finalized:

Determine the Cause of Bankruptcy

Going bankrupt usually has a specific cause and it is vital to identify the reason to avoid financial difficulties in the future. Common reasons that might cause the situation include over-spending on credit cards, impossible budget planning, costly emergencies or forgetting to pay the bills on time. Read more…

The growing questions of where our food comes from and how it is prepared are ignored by some and acknowledged by others. Whether it’s pesticides in crops such as corn and soybean or growth hormones in cows, pigs or chickens, we should be aware that there is a certain level of risk purchasing (and consuming) food of unknown origin.

Obviously not everyone can become a farmer, but just about anyone can do one thing to lower the risk of consuming potentially hazardous food: keep your own chickens.

1 – Check with the Government

City ordinances control the zoning of residential areas. Some ordinances are strict about backyard chicken coops while others are somewhat relaxed. Most smart city governments realize that citizen involvement in food production is beneficial to the local community and environment.

Chickens not only provide sustainable food sources, but they also act as a natural pest control because of the bugs they eat on a regular basis. Before you find your chicks and build a coop, though, make sure that you are proceeding in a lawful manner. Read more…

Retirement is your time to enjoy the fruits of your years of labor. Many people dream of living on the beach in Florida or traveling the country from coast to coast during their retirement years.

The reality of retirement may not support the idea of becoming a beach bum for your remaining years, though. Even a healthy retirement fund can be strained if you live in a place with a high cost of living while you are not earning money at a regular job anymore.

Here are five nice places in the United States where you can retire in comfort without burning through your savings too quickly: Read more…

Lets face it, life is stressful. No matter what you do for a living and what/who you’re responsible for, every woman gets stressed out from time to time.

Fortunately, there are many things to do and places to go to relieve some stress. If you’re in a stressful situation, though, it’s sometimes difficult to come up with non-stressful things to do.

So, here are some tips to help you on your search for stress relief!

  • Schedule some guilty pleasure time. Whether your guilty pleasure is watching crappy reality TV, reading a novel, trying on outfits in your closet, getting a massage or a mani/pedi, eating a brownie while watching a chick flick, or anything else that’s not harmful, fit at least an hour or two of it into your weekend or evening. Whatever it is, it’ll help you relax for a bit. Read more…

Soundproofing isn’t something most homeowners think of on a regular basis. Even business owners don’t generally have to consider soundproofing a room if they are in a quieter office environment.

You never know what can happen, though. A new, noisy neighbor can pop up at any time. The kids may develop an obsession with loud musical instruments. An airport may change it’s flight path. If this happens, you may need to soundproof one or more of the rooms in your home.

Here are five things you should know as you prepare to soundproof parts of your home: Read more…

One of the main reasons any business considers housing their IT infrastructure in a colocation facility is for cost reduction. When making this type of decision, it is important for the organization to understand what options are available and the fees that are associated.

The first aspect to consider when moving to a colocation facility is the space that the server, or servers, will occupy in the facility. In a colocation situation, a company is basically renting space from a data center to house its servers, along with any additional hardware required to operate the IT infrastructure.

Along with space, broadband costs are also necessary. A quality connection from your corporate locations to your equipment is just as important, and also has an associated fee. There are several common terms to understand in this process. These terms include racks, cabinets, amps, and bandwidth, each of which is described in detail below: Read more…

Learning a new language is a great idea for many different reasons. Anyone of any age group can learn a new language (yes, even those of you who hated French in school!) and it can be an excellent skill to have.

There are many benefits to learning a new language, across various aspects of your life. For example, only knowing one language limits yours social, economic and professional development!

Learning a new language can be great fun and comes in handy too if you love to travel abroad. Whether you’d love to speak a European language such as French or Spanish, or have your sights set on the more exotic Japanese or Punjabi, I strongly feel that a second language (or a third, or a fourth…) is a skill that everyone could benefit from having!

Here are my top three reasons for learning a new language: Read more…

John Hibbing was a traditional political scientist. He studied elections, researched through opinion polls, and worked to understand why some politicians retired and some continued to run. “As traditional as could be,” he said.

About a decade ago, Hibbing began to shift his methodology in such a way that is revolutionizing how we understand politics. He started to study the relationship between biology and political preference, an idea that was met with skepticism from his peers. At the Political Physiology Lab at the University of Nebraska-Lincoln, though, Hibbing and his collaborators have since compiled supporting scientific publications.

As an example, Hibbing exposed both liberals and conservatives to aversive stimuli in order to study their physical reactions, and found that conservatives tend to have a stronger startle reflex in response to a loud noise, but are less perturbed by threatening images. Read more…

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